Time Value of Money, Opportunity Cost, and Income Taxes Worksheet

Time Value of Money, Opportunity Cost, and Income Taxes Worksheet Scenario 1:Time Value of Money / Cash Management Products Use this Bankrate’s Simple Savings calculator to complete Scenario 1: http://www.bankrate.com/calculators/savings/simple-savings-calculator.aspx. You will enter the Initial Amount of Savings (Present Value), Annual Interest Rate (Rate of Return), and Number of Periods/Yearsinto the calculator. The calculator will compute the Future Values.   In this scenario you will look at the impact of interest rates on your savings.Suppose that you have $2,000 of savings. You don’t anticipate needing to dip into these funds in the next five years. Based on the information provided in the table, calculate the future value (FV) of $2,000 at the end of years 1 and 5 if it were to be completely invested in each of the different cash management products.   Enter your answers in the indicated cellsof the table below. The Restrictions/Fees on Product Usage column relates to Read More …

Celebrity endorsement

The practice of celebrity endorsement. Celebrity endorsement can be defined as a type of marketing campaign or advertising strategy or advertising campaign or marketing strategy utilized by companies, brands, and non-profit organization. It entails influential individuals and celebrated personalities using their fame and social status to aid in promoting a product, service or even raise awareness on environmental or social matters (Lazarevic, 2012). Different product and service marketers usually hope to utilize the positive image of their celebrity endorsers to pass their social influence and their positive models to the products or the brand image associated with the celebrities. Celebrity endorsement is usually commonly used by fashion or beauty brands, but a non-profit organization relies on stars. Celebrities have excellent communication skills which can attract people’s attention and is helpful in reaching a broader audience to raise their awareness towards a certain organization or an issue. Thus, making celebrities effective Read More …

Effect of social media on the youth moral growth and development

Effect of social media on the youth moral growth and development A  Dissertation Presented to the faculty of the Department of {insert university] Submitted in partial satisfaction of the requirements for the degree of (insert course) {Insert Major] By {Name} December 2017         I certify that this student has met the requirements for format contained in the University format manual, and that this Dissertation is suitable for shelving in the Library and credit is to be awarded for the Dissertation.         _______________________________ Department Chairperson _____________________Date Department of {insert department}                     ABSTRACT Statement of Problem Social media is frequently observed as having either a positive or a negative impact to its clients while this research harps on the destructive part of social media, we can’t completely ignores the advantages. Today in our society, young adults, for Read More …

Flexibility and the psychological contract

There are two types of agreements which are the formal, written economic contracts and also the equally critical, informal and unwritten psychological contract. It’s all about how people think they should be treated. Very vast research writing on the psychological contract has been delivered in just a brief span with the key players being, in the United States, Denise (Rousseau, 1995, 2001), Schein (1980) and so on. Albeit a greater interest for the psychological contract is recent, its underlying foundations backpedal quite a long time ago, it having initially been talked about by Argyris (1960). Psychological contract is expectations of an employee or workforce towards employer that to some degree freely alludes to the real. It speaks to essential detects that are obligations, rights, and furthermore rewards. They include the unwritten expectations working consistently between each individual from an association and the different supervisors and others in that association. Every Read More …

Adolescents’ depression and suicide

Introduction At the point when youngsters achieve the phase of puberty, they touch base at a position in their lives when they should confront critical change and companion pressures. They are endeavoring to relate to themselves and endeavoring to make sense of where their confuse piece fits in the public eye. Teens experience gigantic passionate and physical changes and when youngsters getting themselves unfit to adjust sufficiently quickly, they fall into the pit named depression. Teen depression is a noteworthy issue the world over and is one of the main consideration of causing teen pregnancy, liquor abuse, medicate manhandle or even suicide. With a tremendous measure of pressure originating from school, home, and even oneself, answers for teen depression are expected to help teenagers through their most definitive snapshot of their life (Naicker K et al 2013) Risk factors in adolescent girls’ depression and adolescent boy’s suicide “As indicated by Read More …

Cultural and social background contributes to the variations in English as a language

English 102  ,  Tom Gibson Cultural and social background contributes to the variations in English as a language. In the interaction between individuals who have different communities of origin and studying various forms of literary materials, it comes out that there are various forms of variations in English as a language. As a language, English has several variations from a country to the next and also from one community to the next. The kinds of interaction can range from speaking with the individuals to reading their literary work.I have always asked myself what could be the reason behind these existing variations. I tend to believe that there are other scholars and researchers in the field of linguistics or even social sciences who have asked themselves the same question. The variation exists in different ways. My take is that the variations English as a language used for communication is a result Read More …

Labor Management Relations

Labor management relations Life is full of challenges when there is an economic disparity. This is lead by unemployment, poor working conditions of employees and social unrest in nature. Singapore is an island city located in Malaysia lack natural resources thus making it  rely mainly on human resource as survival capital. Following poor economic situations in the early 1960s, the government played a major role in establishing and promoting social and economic development in industrial sectors through various changes in the industrial policies (Akerlof 1886). In addition, these industrial policies were like a transformation for new change thus making the government to facilitate effective commitment to industrialization, strategize initiatives to shift the industries to the corporatism and moving the corporate paternalism to the structure of wage reform and trade union. Establishment of Industrial relation management was not easy but it was kind of relationship between various institutions and members aiming Read More …

Labour Management Relations (LMR)

Table of Content   Introduction ………………………………………………………………….…….……..3 Analysis of 4 key players………………………………………………………………….4 Employers …………………………………………………………………………….…..5 Trade Unions ……………………………………….…………………………………..…6 Government ………………………………….……………………………………..….….7 Employees ………………………………….………………………………….……….…8 Analysis on competitive advantage …….…………………………………………………9 Conclusion ………………………………………………………………………………..10 References ……………………………….…………………………………………….….11   Introduction The motivation behind the report is to distinguish the significance of the 4 enter players in upgrading powerful work administration connection. Through the report, we can distinguish the significance of tripartism in Singapore, how every player had an influence in our general public and how we have come through utilizing the key players. Built up in 1951; the Singapore Trade Unions Council (STUC) bolsters the concise Labor Front government tormented by the work aggravation by the Lim Yew Hock government that was deregistered by the aggressor Singapore Factory and Shop Workers’ Union. However, it was not until the mid-1960s, when National Trades Union Congress (NTUC), built up in 1962; rise over the “liberal” Singapore Association of Trades Unions (SATU), Read More …

Training Needs Analysis

Introduction Workers are said to be the most significant resources in an association, and that an association is just in the same class as its kin. Just through them would organizations be able to accomplish their targets. It is in this way imperative that workers have the important aptitudes, information and capacities (SKAs) all together those associations accomplish their objectives and stay aggressive and fruitful. A formal approach for associations to refresh employees‟ securing of occupation related SKAs is via preparing. From a human capital hypothesis point of view, preparing is venture instead of utilization. Research guaranteed that preparation is a critical factor that could encourage a firm’s extension, build up its possibilities and upgrade its benefit (Cosh, et al, 1998). Tung-Chun (2001) additionally concurred that informed and very much prepared representatives are an essential for an organization’s upper hand. With the goal for associations to appreciate the profits on Read More …

Training Development

Introduction Singapore Workforce skills qualifications (WSQ) are an established national credentialing framework. It trains, creates, evaluates and perceives people for the key capabilities that organizations search for in potential representatives. WSQ is created in light of national gauges by Singapore Workforce Development Agency (WDA). WSQ is created to upgrade down to earth, available and reasonable abilities advancement for people. Stiehm et al (2002) The key WSQ structure has four key parts. These incorporate; Competency guide Competency outline a review of a division’s center capacities, key occupations and the comparing basic abilities which bolster the segment’s present and future business targets. Qualifications Framework WSQ capabilities speaks to the accomplishment of learning results by and large indentified as sets of abilities for levels of work environment execution reflected in the attributes and recognizing highlights of every capability. Competency measures Competency measures characterize the capacities, work, part, errand, information, abilities, process and steps. Read More …