: AN ANALYSIS OF “PAY-AT-THE PUMP INSURANCE”

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Climate change has been ascribed to global warming as a result of emissions of greenhouse gases from the oil, coal and gas sector. Oil accounts for 40 – 43% of all energy used in our planet. Internationally there has been growing concerns to reduce emissions through signing of treaties, conventions such as Kyoto protocol and others, “Pay-at-the-pump insurance” (PATP) proposal that will directly contribute to a cleaner environment and also reducing effects of global warming significantly.

Expected Effects from the PATP proposal

PATP proposal is expected to reduce carbon emissions to the environment generally as more people would prefer to cycle/walk increasing their life expectancy. PATP will stimulate increase in manufacture of hybrid and more fuel-efficient vehicles and a significant reduction of gas guzzlers vehicles on the road.

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