Smart Ways of Saving Money While on Holidays With Family

Are you planning on going on a holiday with your family? Are you worried you might be spending more than planned? Do you want to at least save some portion of your money? Then you have come to right place or let’s just say right article. It is easy to get overboard when you are on holiday and start spending tons of money. You might want to stop that behavior and at least save some portion so that you can put it in your savings when you come back home. So, here are some smart ways with the help of which you can save money while on holidays with family.

  • Decide on the amount you can spend

Before going on holidays, it is best to decide how much you can spend on total. You should include even some trivial expenses like water and so on. When you are on holiday, stick to this budget and do not overspend than the amount that you can. So, when you are buying food, going on shopping or doing things in holiday, remember you have a budget you need to stick to.

  • Stick with cash

When people start using credit cards, then tend to go crazy over it. Sometimes, they might be overstepping their budget without even knowing it. So, it is best to use cash rather than credit cards. Just take the amount of cash that you might need before going on holidays or during your holiday. When the cash in hand finishes, you will know that you have spent enough.

  • Use credit cards with low interest rate

When you choose to take a credit card with you on your holiday, then pick the card that gives you low interest rate. This way you will be able to clear the credits in low price. You should also keep track of the amount of money you are spending with your credit cards.

  • Go on holiday during the off-season

During the off-season the hotels, food and other expenses will be comparatively cheaper than during the season. So, try to go on holidays when the holiday season is over. This way you will receive cheap plane tickets, cheap accommodation and cheap food.

  • Make a checklist

Before leaving for the holiday, you should make a checklist of everything you will need in your holiday and everything you will be taking with you. This way you won’t forget the stuffs that you want like camera, charger, clothes, swimming suits etc. If you forget the stuffs that you have to take then you will have to spend extra money on buying them again.

  • Find cheaper accommodation

You might want to have the best during the holiday. But, remember best comes with a huge price. Since you will be staying for just few days in that place, why spend more for the accommodation. You should just find safe, cheap accommodations that have all the basic things.

  • Control the food expenses

People spend a lot on food during the holiday. You can cut this expense by renting a hotel room that has kitchen. This way you can cook your own food during your stay. You could also go out to eat few times.

History of Charm Bracelets

The custom of wearing charm bracelets dates back thousands of years, and though the materials and designs on them have changed, the concept itself has never gone out of style.

This form of jewelry initially had a religious function, and dates back to the prehistoric era. According to Elizabeth Florence, president of the Jewelry Information Center, “The first charm bracelets were probably worn by the Assyrians, Babylonians, Persians and Hittites from 500 to 400 B.C. Those charms were made of lapis lazuli, rock crystal and other gems and were inscribed with small designs, such as figures of gods, man and animals. They were immediately associated with special powers.”

As time passed, charms lost their protective spiritual functions and became fashion jewelry. The 1890’s saw a renaissance of charms, especially in Victorian England, where elaborate and intricate jewelry was in vogue. Queen Victoria helped popularize the trend by wearing a charm bracelet of small lockets holding family portraits.

WW II caused another revival of charm bracelets in America in the 1940’s and 1950’s, as soldiers stationed abroad picked up charms as souvenirs in the European cities they visited and brought them home for wives and girlfriends. The fashion trend continued well into peacetime.

Charms still remain a popular jewelry item, as personalized keepsakes in an increasingly mass-produced jewelry market. Popular themes include horoscope signs, birthstone charms, travel souvenirs, and family keepsakes. Many women start collecting charms when they are children, and the charm bracelet grows along with them, reflecting hobbies and personal experience. A charm bracelet can hold a small replica of a graduation cap, wedding bells, or lockets with children’s photos.

Charms are also a popular gift because of their affordable price. An intricate silver charm can be obtained for less than ten dollars, though it is possible to spend hundreds of dollars on a charm made of 18K and set with gems.

Italian charms, a genre in and of themselves, do not dangle from a chain like traditional charms. Instead, they are soldered onto flat links which snap onto an extensible bracelet. They are embellished with letters, symbols, pictures or stones, or have enamel pictures painted on them. Charms can be snapped on and off these modular bracelets to create new configurations to match different moods and outfits. They are traditionally made of stainless steel or 18k gold. Italian charms are of the same standard size and the resulting bracelet can be customized to fit every wrist; a small size holds 17 or less links, a medium 18, and a large 19 or more.

There are different companies which produce Italian charms, but all brands can be interchanged on the same bracelet. The basic “starter” bracelet of blank links costs approximately five dollars, and the charms cost fifteen dollars and up. China also manufactures Italian charms, and while these are popular (and, as with most Chinese goods, very competitively priced), some consumers report occasional oddities such as reversed images and poor fit.

Cheap Garage Cabinets Saved My Sanity

Have you every been afraid to open your garage door due to the possibility of stored items falling out? Well, if so, you are not alone. Most older model homes were not built with cabinets in the garage, forcing you to stack things on the floor around the walls. Unfortunately, soon there is no space left and things eventually get stored in the middle of the floor.

This leaves you with no place to park your car, which is basically what a garage should be used for. This problem could be easily resolved by installing some cheap garage cabinets. They do not have to be anything state of the art, just something basic would do the job.

Garage cabinets come in a variety of styles, sizes and finishes. They can be purchased as stand alone cabinets on wheels, hanging cabinets or built in cabinets. Most people do not spend a lot of time in the garage and would just prefer installing cheap garage cabinets. There are things that you may consider to get the look you want. For instance, crown molding can be added to give the cabinet a more sophisticated look.

If you are on a budget there are some options that you might consider before purchasing your cabinets. Instead of buying solid wood, consider buying engineered wood, which could drastically reduce the cost. Check with home improvement stores for possible sales on cheap garage cabinets. As styles change, stores put the older models on clearance for quick sale to make room for the new inventory. Another place to consider would be a cabinet shop. Many people order custom made cabinets and change their mind after the cabinets has already been constructed. The company usually sells these at deep discounts to recover some of the money they have invested.

Installing garage cabinets can be done as a do-it-yourself project. Remember your objective is to save money and have space to store items in an orderly fashion. There are books that give step by step instructions on the installation. And just keep in mind that cheap garage cabinets do not have to look cheap. You will be pleasantly surprised at how much could be done with a small investment.

Inspecting Your New Home

So you finally got the call that you’ve been waiting for several months to receive. You’re new home is finally complete. Over the past year, you’ve gone through the motions of building a custom home. You selected a floor plan, options, upgrades and made customizations. At the same time, you dealt with banks, mortgage and insurance companies, all of which collected money from you but gave you nothing in return, yet. Now, after all the chaos, you’re builder is ready to hand over the keys to you so you can move and start enjoying you hard work.

Before you do, take time to thoroughly inspect the property. Building a custom home can be overwhelming experience. Take time before moving in to make sure everything is up to par. Having mistakes, flaws and forgotten options fixed after moving in is much more difficult. Here are some common things to look out for:

Options – Take a copy of your contract and walk through the house making sure that all the options, colors and styles you chose ended up being installed. This sounds like an obvious thing but these mistakes can sometimes go months without being noticed.

Electrical outlets – Test every electrical outlet and switch in the house. Go from outlet to outlet and make sure all are working correctly. Don’t assume that, just because one outlet in a room is working, that all outlets are working. This will take about 30 minutes in most homes.

Plumbing – First, check that each sink in the house gets both hot and cold water. Then, make sure the toilets flush correctly. You’ll also want to run the showers in each bathroom to make sure that the drains operate correctly.

Flooring– Make sure the flooring in your home has been installed correctly. Here’s how you do it:

  • Tile – Gently tap each piece of floor tile in the house with a broom handle. If it sounds hollow, ask the builder to replace the tile. Even though the tile may not look out of place now, it will break or popup within a few months.
  • Carpeting – Take off your shoes and walk around the carpet in the each room of your house. As you walk, check to make sure that the carpet runs flush up against the wall. In areas where the carpeting touches tile or other flooring, walk along the edge. If it feels like thorns are under your feel, it usually means that you’re felling the small nails used to install the carpet. There’s an easy fix for this that your builder can do for you.

Most homeowners don’t notice many of the imperfections in their new home until moving in. This usually happens because they don’t do a thorough job inspecting, or are put under pressure during the final inspection. The best way to inspect a home is to use it as you would when you move in. Here’s what you do.

First, sit on the toilet in each bathroom and look around. You’ll probably spend a fair amount of time in this position so make sure you like what you see. Are the counter tops in the bathroom level? Does the tile on the floor and in the shower look even? Does everything else appear to be in order?

Follow this same logic and apply it to each room in the house. Think about how you will use each room and pretend to do so. Go into the dining room and sit in a chair. Again, look around the room and make sure everything looks in place. Go to the kitchen and open every cabinet door and drawer. Make sure the refrigerator door opens all the way, etc.

The advantage to doing a thorough inspection of your new home before moving in is that you can have the builder fix everything first. Once furniture, moving boxes and kids are in the house, small repairs can become a big deal. Save the stress and get everything right before you move in.