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The board of directors of the company will be instituting a “get healthy/stay healthy” clause in their health insurance policies. This clause would state that all insurance recipients must complete a health review which will include a complete physical, blood pressure check, cholesterol check, blood glucose check and BMI. The insurance recipient will be rated utilizing a point system on the above criteria. Any health insurance recipient who scores above a certain number (which may be an indicator of increased probability of health issues) will be required to pay a higher premium (the higher the number, the higher the premium). This higher insurance premium will continue until the health insurance recipient reduces their blood pressure, cholesterol, BMI, etc. and receives a lower rating. 1. Can an insurance company require insurance recipients to pay a different premium for the same coverage? If legal, what law or statues takes precedence? If illegal, which law or statue takes precedence? 1. Can the insurance company require the insurance recipient to undergo required tests? What if the insurance recipient refuses to comply with the testing requirement? 1. Is the insurance company discriminating again the insurance recipients who have heredity or predisposing health risk factors.

Why or why not? If so, is this practice ethical? 1. Is the health insurance company legally and/or ethically required to offer assistance for insurance recipients who need to lower their rating? ] for point distribution! Can an insurance company require insurance recipients to pay a different premium for the same coverage? If legal, what law or statues takes precedence? If illegal, which law or statue takes precedence? 50 Answered EACH aspect of the question including legality issues. Defends legality conclusion. Incorporated pertinent laws. Can the insurance company require the insurance recipient to undergo required tests? What if the insurance recipient refuses to comply with the testing requirement? 50 Answered EACH aspect of the question including medical testing and compliance. Is the insurance company discriminating again the insurance recipients who have heredity or predisposing health risk factors. Why or why not? If so, is this practice ethical? 50 Answered EACH aspect of the question including discrimination and predisposing risk factors. Is the health insurance company legally and/or ethically required to offer assistance for insurance recipients who need to lower their rating? Support your opinion 50 Answered EACH aspect of the question. Explains ethical and legal ramifications of requiring insurance recipient testing incorporated pertinent laws.

In this activity, you will determine whether a particular scenario is an observation or an inference, to better understand how these two terminologies are different between themselves and from a hypothesis. In the example below, all of the items are examples of either observations or inference based on a situation where you walk into a dark room, flip the wall switch, and the light does not come on. Drag the appropriate items into their respective bins. Each item may be used only once. · I reset the fuses and the light still doesn’t come on. · The light did not come on. · A fuse must have blown. · The light bulb may be dead. · The electricity may be out. Scientists use the scientific method to ensure their studies are reputable and valuable. For instance, Wegener’s hypothesis of continental drift was backed by evidence and observations, but the evidence was controversial, and Wegener couldn’t offer a persuasive explanation of how continents could actually move. So his hypothesis was generally rejected. New observations and evidence, such as the volcanic eruptions along mid-ocean ridges and the subduction of oceanic crust beneath trenches explained the motion of Earth’s plates (rather than the continents themselves, as Wegener had hypothesized). Similarly, after several obervations and testing, the Big Bang emerged as an explanation for the development of the universe. Each of the following is either a hypothesis, theory or observation. Drag the appropriate items into their respective bins. Each item may be used only once.

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